Purcell's

Protection Plan

Let's identify your insurance and retirement needs, set future goals, and personalize your plan.

"Not having a plan, is a plan...

It's just not a good plan. What's your plan?"

Life Insurance

There's much more to life insurance than a death benefit. It should be used to support various areas of our lives. Let's identify how a policy can benefit your current needs and create a solution.

• Final Expense Coverage
• Asset Protection
• College Funding
• Retirement Planning
• Key Person Protection
• Collateral Assignment (Business Loan Protection)
• Business Ownership Transfer (Buy/Sell Agreements)
• Business and Personal Funding Strategies

Purcell Carter

Insurance Broker

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Life Insurance Questions

• Would you like to transfer wealth to your family?
• Do you have coverage for your final expenses?
• Does anyone currently rely on your income?
  
• Does your current policy have living benefits to protect you from critical, chronic, and terminal illness?
• Does your employer own your policy?
• Do you have a permanent or temporary policy?
• Did you know insurance policies can be used to accumulate funds?
• Do you need to protect the financial interests of your business or business partnerships from any untimely death?
  

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Retirement Strategies

When are you planning to retire and what will your retirement include?

• Identify what you NEED from your retirement. This should include your basic living expenses and responsibilities.
• Identify what you WANT from your retirement. This will include any additional activities, hobbies, and financial aspirations.
  
• Develop a strategy that will PROTECT your existing plans from retirement risks, ELIMINATE external cost, and guide you down the path to meet your financial goals.
  

Purcell Carter

Insurance Broker

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Retirement Risks Include:

• Market Risk
  
• Order of Returns
• Withdrawal Rate
• Long Term Care
• Mortality
• Inflation
• Taxation
• Regulatory
• Longevity ***

Retirement can be full of risks. Let's identify those risks, protect your current plan, and enhance your retirement. Here are a few questions to consider:

• When do you expect to retire?
  
• What is your current retirement strategy?
• Do you know the risks associated with retirement?
• Is your current retirement fund protected?
  
• Do you qualify for a Tax Free Retirement Account?
• Does your retirement provide guaranteed lifetime income?
• Do you have Long Term Care or impairment benefits?
  

Tax Free

Retirement Account

• No restrictions on access your funds
• Protection from market volatility
• Safe growth with positive market performance
• Tax-free income with additional benefits
• Supported by Section 7702 (IRS Code)
  

A Few Featured Carriers

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Medicare Solutions

Understanding and managing your Medicare solutions can be difficult and confusing. Let’s explore the following solutions:

• Medicare Supplement
• Medicare Advantage (Medicare Part C Plans)
• Prescription Drug Plans (Medicare Part D Plans)
• Hospital Indeminity
• Dental Plans
• Vision Plans
• Hearing Plans

Purcell Carter

Insurance Broker

***I may not offer every plan available. Currently, I represent Multiple Medicare Advantage organizations which offer different plan options. Please contact Medicare.gov, 1-800-MEDICARE, or your local State Health Insurance Program (SHIP), to get information on all of your options.***

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Medicare Solutions

• Use the following link to explore some of the available plans.
• Check the availability of your providers and prescriptions within each plan.
• There are some additonal plans that are not featured on the link.
• You can enroll using the plan link.
• If you would like assistance, schedule an appoinment and I will, personally, help you with finding a plan to meet your needs.

"Not having a plan, is a plan... It's just not a good plan. What's your plan?"

Let's develop a protection plan and strategy to reach your unique goals, while shielding you from the risks of not having an effective plan.